Consumers are Cracking, But Not the Ones You Think

Consumers are Cracking, But Not the Ones You Think

Monday, December 15, 2025 Five years ago, pandemic stimulus checks and low interest rates allowed people to spend and borrow freely. High income households bought luxuries like cars, vacations, and home upgrades. Today, the U.S. economy is sitting on a massive pile of...
Americans are Dependent on Stocks

Americans are Dependent on Stocks

Monday, November 24, 2025 For better or worse, Americans’ financial futures are tied to stocks. Following the financial crisis, U.S. households held over half their financial assets in equities. Today, that amount has risen above 80%, which is higher than it was at...
Buy the High

Buy the High

Monday, November 3, 2025 Our U.S. bull market is celebrating another birthday. Yes, the stock market’s bull run we’re in just turned three. The S&P 500 hit a bear market low on Oct. 12, 2022. If you remember, the Federal Reserve jacked up interest rates to...
America’s Credit Problem

America’s Credit Problem

Monday, September 15, 2025 Lower interest rates can’t come soon enough for the average American. When Federal Reserve Chair Jerome Powell hinted at a possible interest rate cut soon, there was a collective sigh of relief. Powell has avoided cutting rates too...