Maximize your benefit…
One of the most important decisions you need to make before you retire is when and how to claim Social Security benefits. About half of retirees apply for Social Security as soon as they become eligible at age 62, but by doing so, they may significantly and permanently impact their income and benefits for the rest of their lives. The difference between the best and worst possible decision of when to start Social Security can be well over $100,000!
Learn important rules that affect the amount of retirement benefits you collect, as well as strategies for coordinating Social Security with other sources of retirement income!
• When your benefits may begin and how the age at which you apply will affect the amount you receive.
• How to maximize Social Security benefits and how to minimize taxes on them.
• Strategies to consider before deciding to apply for benefits.
• What to do if you have other income from pensions or IRAs.
• What is the future of Social Security and what does it mean to you?
• When it makes sense to delay benefits – and when it does not.
• How the wrong Social Security decision can cost you money.
• How your current employment will affect benefits.
• How two little-known strategies could increase your family income and survivor benefits.
• Can you fix your Social Security election if you made a mistake?
• How cost-of-living adjustments (COLAs) impact benefits.
• Learn how all of your assets fit together with Social Security to fund your quality of life in retirement.
About 1 in 4 Americans over age 65 rely on Social Security benefits for at least 90% of their income, according to the Social Security Administration. Advanced planning is essential, and the decisions you make today can have a tremendous impact on the total amount of benefits you stand to receive over your lifetime.
This educational workshop will provide you with much-needed information to help you understand the system, coordinate spousal and survivor benefits, minimize taxes and maximize your personal benefits.
Whether you’re single, married, divorced or widowed, there may be ways to maximize the lifetime Social Security benefits you receive.
This Course is offered FREE of Charge, but Advance Registration is Required.
Upcoming Sessions:
Del Tech Stanton Campus | September 16, 2025 @ 12pm
Conference Room A116
400 Stanton Christiana Rd d201
Newark, DE 19713
Del Tech Stanton Campus | September 25, 2025 @ 12pm
Conference Room A116
400 Stanton Christiana Rd d201
Newark, DE 19713
About AFES
Adult Financial Education Foundation, a NOT-FOR-PROFIT corporation, is devoted to helping improve the financial literacy of adults 50 and over who are concerned about their retirement.
AFES holds a NOT-FOR-PROFIT designation and develops courses of study that educate students about financial terms, concepts and strategies in a classroom setting giving them tools they need to make smart decisions about their financial future.
About DWA
Dan White & Associates was founded in 1987, specializing in retirement and financial planning. We focus on addressing the distinctive financial needs of those nearing retirement and those who have already retired. Today, Dan White & Associates houses five financial professionals between our three offices located in Glen Mills, PA, Middletown, DE, and Lewes, DE. Within our offices, we proudly service over two thousand clients in the region.
Our main priority is getting a clear understanding of each client’s unique situation, by using a comprehensive questionnaire to aid us. Having full knowledge of our client’s situation ensures that we can better inform them about all of the possible financial strategies available to them. Next, we construct a plan together that will give our clients a clear path toward a safe and secure retirement. At our firm, we take a different approach than most advisors by priding ourselves in the educational aspect of retirement planning.
Find out how we can educate you and help make you more confident when it comes to making retirement decisions!