Is Your Retirement Plan Ready for the Future?

Planning for retirement is about more than just reaching a savings goal—it’s about ensuring that the money you’ve worked so hard to accumulate can actually support the lifestyle you envision for decades to come. One of the biggest threats many retirees overlook is inflation, which silently chips away at your purchasing power year after year. Even modest price increases can add up over time, making it far harder to maintain your standard of living than you might expect.

With so many variables at play—your current savings, expected investment returns, annual spending needs, and the length of your retirement—it can be difficult to know whether your plan is truly sufficient. That’s where this interactive calculator comes in. By entering your information, you’ll get a snapshot of how inflation may affect your retirement portfolio over time.

Take a few minutes to explore the results. Understanding the potential risks today can make all the difference in achieving the financial security you deserve.

About You

Saving

Assumptions

Investment style (sets expected annual return)

Inflation is the rate at which prices rise over time. The long‑term U.S. average is about 2–3% per year. Higher inflation reduces purchasing power, meaning your savings may not go as far in retirement.

Retirement & Income

Social Security (optional)
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The information on this page is for general educational and information purposes. The information is not intended to be investment, insurance, legal or income tax advice. The above is a hypothetical scenario – not involving actual Dan White & Associates clients. Keeping in mind that no two clients, situations, or experiences are exactly alike, the above should not be construed as an endorsement of Dan White & Associates by any of its past or current clients, nor any assurance that Dan White & Associates may be able to help any client achieve the same satisfactory results. To the contrary, there can be no assurance that a client or prospective client will experience a certain level of results or satisfaction if Dan White & Associates is engaged, or continues to be engaged, to provide services.