We believe that education leads to confidence, and confidence to peace of mind.

You will benefit from this workshop by learning:

1. Strategies to minimize or eliminate taxes on your income during retirement.

2. How to plan for the unknown tax rates on your future retirement account withdrawals.

3. How to ensure that the IRS does not become one of your beneficiaries.

4. How to protect your family’s financial legacy while covering over expenses.

This workshop will teach you:

How to avoid having the IRS take up to 40% of your IRA when you pass.
The three different types of retirement income: taxable, tax-deferred, and tax-free.
How taxes influence your retirement income planning and how to prepare for them.
The difference between qualified money and non-qualified money.
Answers to common questions about IRAs, 401(k)s, and other qualified accounts.
The best way to integrate retirement plan distributions with Social Security benefits.

MEET YOUR HOST

Kiesten DeFluri

Medicare Specialist

Kiersten originally joined the Dan White Team in 2018, after we swept her up once she graduated from West Chester University. She spent three years learning side-by-side with Dan White and Alison Slezak, as the Assistant Director of Operations and Marketing. She self-studied and was awarded her Life and Health Insurance license in 2019. She also assisted in hosting educational seminars for world renowned Retirement Planning Experts – Tom Hegna and Ed Slott.

With the tools and knowledge she obtained from the Dan White Team, in 2020 she decided to join Mutual of Omaha to establish her own business as an Independent Agent. She wanted to get a better understanding of the financial planning industry, outside of the retirement world. She proceeded to earn her first award within three months of being with the company and has held her Honors Club ranking for the past two years. In 2022, we realized how we lost one of our biggest assets, and we called her back home to be our Medicare Specialist. Since re-joining the Dan White Team, we have received amazing feedback from our clients, and they thoroughly enjoy meeting with her. She has also came to the decision that Retirement Planning is in her blood and where she would like to nestle her career.

Kiersten has a very accomplished upbringing. She was born in Long Island, NY where she discovered her passion for gymnastics. As you will see today, she puts her all into everything she does which allowed her to receive the State Champion title two years in a row. Once she moved to PA, her next big milestone was receiving her High School diploma from Avon Grove School District at the age of 16. Shortly after, she decided to attend West Chester University where she graduated with a degree in Professional Studies with two minors in Mathematics and Elementary Education.

Kiersten currently resides in Phoenixville, PA with her husband Joey and their cats Artimus (“Arty”) and Poseidon. She is a middle child and has a younger brother (Erik) and an older sister (Emily). Family is extremely important to her, and you can find her boating with them on the weekends.