Archive | March, 2014

Shiller P/E ratio perspective

17 Mar

The Shiller P/E ratio is a tool that you hear a lot of market watchers and analysts talk about and rely on, but for the average investors, it can be tough to figure out exactly what it is and what a high or a low Shiller P/E ratio means for them. The Shiller P/E ratio [...]


10 Mar

One topic where I get a lot of questions from retirees and pre-retirees is required minimum distributions (RMDs). And one common point of confusion revolves around how to handle RMDs when you have multiple retirement accounts. The RMD is the minimum annual amount that each retirement account holder over the age of 70 ½ (or [...]

Don’t just “roll over” on rollover penalties

3 Mar

Most anyone who maintains a retirement plan or IRA is familiar with the strategy of “rolling over” funds that they receive from another plan. There is a 60-day window from the time you receive those funds to roll them over into another account. The issue here is that a distribution that is not rolled over [...]