Archive | November, 2011

Social Insecurity?

18 Nov

This is not your parents’ Social Security Program; literally! In fact, the fundamental economic dynamics impacting savings and retirement planning with respect to the most talked-about strand of the social safety net are dramatically different today than they were even a decade or so ago. In 2000, the average monthly benefit to Social Security recipients [...]

Uncertain Times

18 Nov

Unfortunately, while there have been a few lonely bright spots with regard to macroeconomic news, the overwhelming majority of the latest data continues to paint a pretty grim picture. Notably, the Federal Reserve is now forecasting that economic growth will be slower through 2012 than previous estimates, and that unemployment will be higher than earlier [...]

Basic(s) Training

18 Nov

One of the frustrating ironies of a recessionary cycle is the way in which very natural and very human–and in some cases very necessary–responses to lean economic times can have an adverse impact. Actions that would be questionable investment decisions even in a booming economy can be particularly harmful during a downturn, and therefore it [...]

Ex marks the spot

18 Nov

Beware of the ex-dividend date! No, it’s not some kind of evil creature from a childhood fairy tale, but the results on your tax bill might be pretty scary in their own right if you fail to exercise some basic–but unfortunately often overlooked–planning. The ex-dividend Date is relevant for anyone who is mulling the purchase [...]